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North Carolina Life Insurance

Term life insurance is one of the many types of North Carolina Life Insurance available. In addition to specializing in term life insurance The Jordan Insurance Agency; also specializes the following types of life insurance protection:

Final Expense Life Insurance

Final expense insurance, is sometimes known as burial insurance or funeral insurance. It is a life insurance policy with a low face value, usually between $5,000.00 and $25,000.00.

Most final expense policies are “whole life”. This policy will cover you for life. They are guaranteed renewable (as long as you pay the premium) and the premium is guaranteed as well. The price will remain constant for the life of the policy. Most of these policies are “simplified issue” policies. This means that you are asked several medical questions, but you don’t have to take a medical exam.

Term Life Insurance

Term life insurance Life Insurance which provides coverage for a limited period of time. After that period, the insured can either discontinue the policy or pay annually increasing premiums to continue the coverage. If the insured dies during the term, the death benefit will be paid to the beneficiary of the life insurance. Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.