Medicaid for Your Family: Affordable Health Coverage Options

Millions of Americans with limited incomes and disabilities get health coverage under the Affordable Care Act/Obamacare from a joint state and federal program called Medicaid for your family. The enrollment period for this program is not limited, thus if you or a family member qualifies, you can enroll almost immediately.

Medicaid for your family for various age groups

  • If you have children aged between 1 and 5 then there is no limit on resources. And, your family income limit is equal to 200% of the poverty level.
  • For children aged between 6 and 18, there is no resource limit and the family income limit is lower than the income limit for younger children, and is equal to 100% of the poverty level.
  • For children aged between 19 and 20 there is a limit on resources and the income limit is lower than the income limit for children under age 18.
  • For men age 19-60 and women age 19 – 55 with income below 185% of the poverty level there is a program called Family Planning Waiver Program, with only family Planning Services covered under it.

Income limits for children

Eligibility for Medicaid for your family depends on the income limit, which varies with the child’s age and the number of family members.

  • For children between the ages 0 and 5 having family size of 1 the income limit is $2,043
  • For children between the age 0 and 5 having family size of 2 the income limit is $2,753
  • For children between the age 0 and 5 having family size of 3 the income limit is $3,464
  • For children between the age 0 and 5 having family size of 4 the income limit is $4,174
  • For children between the age 0 and 5 having family size of 5 the income limit is $4,885
  • For children between the age 6 and 18 having family size of 1 the income limit is $1,294
  • For children between the age 6 and 18 having family size of 2 the income limit is $1,744
  • For children between the age 6 and 18 having family size of 3 the income limit is $2,194
  • For children between the age 6 and 18 having family size of 4 the income limit is $2,644
  • For children between the age 6 and 18 having family size of 5 the income limit is $3,094

Medicaid for your family with Dependent Children

Medical coverage for parents/ other guardians with household children aged 18 or under and their own children under the age of 21 is provided by Medicaid for families with dependent children. A pregnant woman may also be eligible for Medicaid. Just as in the case of children, income limits are attached to Medicaid for your family with dependent children.

Medicaid for Pregnant Women

Medicaid for Pregnant Women covers only services related to pregnancy. A pregnant woman can apply for this program either before or after she delivers. To qualify, the family income must equal or be less than 196% of the poverty level. Additionally, if the mother has Medicaid coverage on the delivery date, her newborn becomes eligible for Medicaid for up to one year without needing a separate application.

Infants, children, and families receive health coverage through Medicaid, a joint state and federal program under the Affordable Care Act (Obamacare). If they qualify, this program serves them in several important ways, ensuring comprehensive support for their healthcare needs.

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