Federal
Poverty Level

Annual household income and household
size determine if you qualify for tax credits

2026 Federal Poverty Level (FPL)
Guidelines - Annual Household Income

Cost Sharing Reduction 1 Cost Sharing Reduction 2 Cost Sharing Reduction 3
Family Size 100%138%150% 200% 250% 300%400%
1 $15,650$21,597$23,475 $31,300 $39,125 $46,950$62,600
2 $21,150$29,187$31,725 $42,300 $52,875 $63,450$84,600
3 $26,650$36,777$39,975 $53,300 $66,625 $79,950$106,600
4 $32,150$44,367$48,225 $64,300 $80,375 $96,450$128,600
5 $37,650$51,957$56,475 $75,300 $94,125 $112,950$150,600
6 $43,150$59,547$64,725 $86,300 $107,875 $129,450$172,600
7 $48,650$67,137$72,975 $97,300 $121,625 $145,950$194,600
8 $54,150$74,727$81,225 $108,300 $135,375 $162,450$216,600