Alternative Healthcare
Plans

Non-Traditional Options: Redirect Health & MediShare

Alternative health plans can provide affordable coverage outside of the ACA Marketplace. Redirect Health is a medical cost-sharing program open to individuals, families and small businesses. Members pay a monthly contribution plus a cost-sharing amount when services are used. Unlike traditional insurance networks, Redirect Health allows you to see any provider nationwide and pays the provider directly, simplifying the billing process. Routine primary care is often covered at little or no cost, while hospitalization and specialist care are covered after an 80/20 cost-sharing arrangement with a maximum out-of-pocket limit.

MediShare is a faith-based health care sharing ministry designed primarily for individuals and families. Members contribute a monthly “share” and have an annual household portion similar to a deductible. Eligible medical bills are shared among members, aligning costs with a religious community’sshared values. Membership requires adherence to Christian lifestyle guidelines and may not be right for everyone.

HEALTHCARE INFORMATION

Key Features

Healthcare IMage

Redirect Health

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Cost-sharing structure — plans include a cost-sharing amount (like a deductible) and 80/20 coinsurance with a maximum out-of-pocket limit.

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Open network — you can use any licensed provider nationwide; Redirect pays providers directly, so you avoid balance billing.

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Everyday Care — routine virtual visits, in-office primary care, labs and basic imaging often at little or no cost.

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Hospital & specialist coverage — hospitalization, specialist visits and advanced imaging are covered after cost-sharing with pre-authorization.

MediShare

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Faith-based community — members share each other’s medical expenses according to Christian principles.

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Annual household portion — members pay an amount similar to a deductible before expenses are shared.

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Lower monthly share — costs are often lower than traditional insurance, but coverage is limited to eligible medical needs and lifestyle guidelines

HEALTHCARE PLANS INFORMATION

Frequently Asked Questions

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How do cost-sharing plans differ from traditional insurance?
Cost-sharing plans like Redirect and MediShare are not insurance. Members contribute to a community fund that pays for eligible medical expenses. Plans typically include an annual cost-sharing amount and coinsurance. They may have coverage limitations and lifestyle requirements, so it’s important to review details before enrolling.

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Can I keep my doctor?
Redirect Health allows you to see any provider nationwide, and they handle payment directly, so you’re not restricted to a narrow network. MediShare uses a large provider network and may require providers to accept certain pricing structures.

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Are pre-existing conditions covered?
Medical cost-sharing plans may have waiting periods or exclusions for pre-existing conditions. ACA plans cover pre-existing conditions immediately, so we’ll help you compare options.

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Next Step: Contact our team to learn whether Redirect Health or MediShare is right for you and get a personalized quote.

THE JORDAN INSURANCE AGENCY

Why Choose
The Jordan Insurance Agency?

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Clear comparisons — we explain how cost-sharing plans differ from insurance and whether they meet your healthcare needs.

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Enrollment support — we handle the application process with Redirect Health or MediShare, ensuring you understand contributions and benefits.

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Honest guidance — if an ACA plan is better for your situation, we’ll tell you. Our goal is to match you with the right coverage, not just sell a product.

The Jordan Image

The right coverage starts with the right conversation.

Full documentation in Finsweet's Attributes docs.
Locations
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North Carolina Office
3540 Toringdon Way
Suite 200
Charlotte, NC 28277

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Tennessee Office
159 4th Ave N
Suite 100
Nashville, TN 37219

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(704) 926-7565

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(980) 206-3356

Company
Products