Accidents can occur anytime, from car wrecks to slip-and-falls. Accident insurance pays a lump sum directly to you when you experience a covered injury, providing cash you can use however you need. This coverage complements health insurance by helping cover deductibles, copays, lost wages, transportation and other costs that arise after an unexpected accident.
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Financial cushion — receive cash to cover medical expenses, childcare, transportation and household bills.
Flexible use — use the benefit however you choose; it’s not restricted to medical bills.
Covers a wide range of injuries — benefits for broken bones, burns, concussions, dislocations and more.
Pays regardless of other coverage — receive benefits in addition to any payments from health insurance.
How is accident insurance different from health insurance?
Health insurance pays doctors and hospitals for covered services. Accident insurance pays you a cash benefit directly, which you can use for any expense—medical or non-medical.
Does accident insurance cover sports injuries?
Yes. Policies typically cover injuries from everyday activities and amateur sports. Some extreme sports may be excluded; we’ll review specifics with you.
Do I need accident insurance if I have good health coverage?
Even with comprehensive health insurance, accidents can lead to extra expenses like lost wages or transportation. Accident insurance helpscover these costs.
Next Step: Contact us to discuss affordable accident insurance options.
Gap protection — we help you select accident coverage that bridges the gap left by high deductibles and coinsurance.
Simple claims process — we assist you in filing claims quickly to get funds when you need them most.
Customized plans — choose from different benefit levels to fit your budget and risk exposure.
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(704) 926-7565
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(980) 206-3356
