The Jordan Insurance Agency helps people in Charlotte and across North Carolina understand Medicare Advantage, Medicare Supplement, and Part D options. We review available choices around your doctors, prescriptions, travel needs, and budget so you can make a more informed coverage decision.
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Part A (Hospital Insurance) — inpatient hospital care, skilled nursing facility care, hospice and some home health services.
Part B (Medical Insurance) — doctor visits, outpatient care, preventive services and medical equipment.
Part C (Medicare Advantage) — combines Parts A and B (and often Part D) into a single plan offered by private insurers; may include extra benefits like dental, vision and gym memberships.
Part D (Prescription Drug Coverage) — helps pay for prescription medications.
Medigap (Supplemental Insurance) — sold by private insurers to cover deductibles, copays and coinsurance that Original Medicare doesn’t pay.
When can I sign up for Medicare?
Your Initial Enrollment Period begins three months before your 65th birthday, includes your birth month and ends three months after. If you miss this window, you may have to wait for the General Enrollment Period and pay late-enrollment penalties.
What’s the difference between Medicare Advantage and Medigap?
Medicare Advantage plans are all-in-one alternatives to Original Medicare, often including prescription drug coverage and extra benefits, but they typically use provider networks. Medigap plans supplement Original Medicare by paying deductibles and copays; you can see any doctor who accepts Medicare but must buy a separate Part D plan for prescriptions.
Do I need prescription coverage? The answer depends on your current coverage and circumstances. Delaying Part D without other creditable prescription coverage can result in a late-enrollment penalty, so review your options when you first become eligible.
Next step: Schedule a Medicare coverage review to discuss options available through our agency.
Personalized guidance — we clarify enrollment timelines (Initial Enrollment Period, General Enrollment Period and Special Enrollment Periods) and help you avoid late-enrollment penalties.
Available-plan comparisons — we review Medicare Advantage and Medicare Supplement options available through our agency based on your doctors, prescriptions, travel needs, and budget.
Gap protection — we show how Medigap policies cover costs that Original Medicare doesn’t, giving you predictable expenses.
Ongoing support — we review your coverage each year during the Annual Election Period and adjust plans if needed.
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(704) 926-7565
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(980) 206-3356
