A major illness like cancer, heart attack or stroke can lead to significant medical expenses and time away from work. Critical illness insurance pays a lump sum benefit when you are diagnosed with a covered condition, giving you flexibility to pay medical bills, replace lost income or fund recovery. This coverage complements health insurance and life insurance to provide comprehensive financial protection.
.svg)
Lump-sum payment — receive cash upon diagnosis of covered illnesses such as cancer, heart attack, stroke, organ transplant and more.
Use funds as you choose — pay for treatments, mortgage payments, childcare, travel or experimental therapies.
No restrictions on medical providers — spend benefits wherever you need, without network limitations.
Affordable premiums — plans are often inexpensive relative to the potential benefits.
What illnesses are covered?
Policies commonly cover cancer, heart attack, stroke, major organ transplant, end-stage renal failure and sometimes conditions like multiple sclerosis or Alzheimer’s. Covered illnesses vary by plan.
Can I have more than one critical illness policy?
Yes. Some people layer policies to increase benefits. If you already have life or disability insurance, we’ll help coordinate coverage.
Do benefits reduce my health insurance payouts?
No. Critical illness benefits are paid directly to you and do not affect what your health insurer pays. You decide how to use the cash.
Next Step: Request a critical illness quote and protect yourself against life-changing health events.
Comprehensive coverage — we help you select policies that cover the most common and costly critical illnesses.
Coordination with existing coverage — we ensure critical illness benefits complement your health and life insurance.
Simplified underwriting — some plans offer quick approval with minimal medical history.
Planning with empathy — we focus on protecting your well-being, not just selling a product.
.webp)
.svg)
(704) 926-7565
.svg)
(980) 206-3356
