Health Plans With No Deductible and No Copays

Benefits you can understand before you enroll

Your plan lists the dollar amount it pays for each covered service. Pair those benefits with negotiated network rates, and you have two ways to help lower what you pay for care. We’ll show you the monthly premium, covered services, and benefit limits together so you can compare the value for yourself.

Trusted guidance. Established national coverage.

For 20 years, The Jordan Insurance Agency has helped people make confident insurance decisions. With a 4.9 Google rating and licenses in 23 states, we bring that same personal guidance to Health, Medicare, Life, Home, and Auto insurance. This program is underwritten by an established national insurance carrier and provides access to a nationwide PPO network. Your consultation brings those resources together around your needs.

Nationwide access with meaningful negotiated savings

Access a nationwide network with 58% average savings on combined inpatient and outpatient services, based on the network’s 2023 pricing data. Negotiated rates help your fixed benefits go further. Your savings will vary by provider, service, and location.

See how the savings and benefits work together

For example, a $175 office visit could be reduced to $72 through a participating provider’s negotiated rate. With a $100 scheduled benefit, the visit is paid and the remaining $28 goes to you. For an X-ray example, a $238 negotiated charge with a $150 benefit leaves $88 to pay. These examples illustrate one benefit level; actual charges, discounts, and benefits vary.

Less paperwork at a network provider

Show your plan ID card. Participating providers file the claim and receive the applicable benefit payment to apply to your bill. When you use a non-network provider, you can submit the claim yourself. We can help you understand the process.

Let’s talk about your health history

This plan is subject to health underwriting. Preexisting conditions generally have a 12-month benefit limitation, with terms varying by state. Let us know about ongoing treatment, prescriptions, or planned care so we can explain the applicable benefits, exclusions, and eligibility requirements during your consultation.

Would you rather see numbers first?

If you would rather look at pricing before you talk to anyone, you can run your own quote. Three things are worth knowing before you do. This is fixed benefit coverage, which pays a set amount for a covered service rather than a share of the bill — so a large bill can exceed the benefit and you would owe the difference. It is not a substitute for comprehensive major medical coverage. And routine pregnancy and childbirth are generally excluded, with most policies covering only complications.

A self-serve quote prices the base plan on its own. In a consultation, we can also discuss separate critical illness, accident, and dental and vision policies for needs you want to address. We explain what each adds, what it costs and where its benefits stop, so you can choose a package you understand. Adding coverage does not guarantee that every medical bill will be paid.

Run your own quote →