Travel Medical Insurance
Medicare generally pays nothing outside the United States, and most U.S. health plans cover foreign care as out-of-network emergencies at best. International travel medical insurance closes that gap — up to $1,000,000 in medical coverage, with $0 deductible options and unlimited telemedicine, from about $2 a day.
Two answers and you are in the live quote engine — with our agency attached to your policy.
Opens the Blue Cross Blue Shield Global Solutions quote and enrollment site in a new tab. No account needed to see prices.
Your authorized agent on every quote:
The Jordan Insurance Agency
Why travelers get caught out
This is the single most expensive assumption in travel. Before you leave the country it is worth ten minutes to know exactly what does and does not follow you overseas — because a hospital abroad will ask for payment up front, in their currency, before it asks about your insurance card.
What people assume
What travel medical insurance does
Choose your coverage
All three are Blue Cross Blue Shield Global Solutions plans — the international travel medical brand formerly known as GeoBlue. You buy online in a few minutes, and The Jordan Insurance Agency stays on the policy as your agent if you ever need help with a claim.
One trip · up to 182 days
For a vacation, a mission trip, a business trip, or a long stay abroad — one set of dates, one policy.
Unlimited trips · 364-day term
For frequent flyers. One annual policy that covers the first 70 days of every trip you take.
Expat · 3+ months a year
Full international health coverage for people relocating, studying, serving, or working overseas long term.
Single Trip tiers
Both tiers give you the same core travel medical protection. The real decision is whether you need pre-existing conditions covered. If you take regular medication or manage an ongoing condition, that answer is almost always Platinum — and it is the reason Platinum is the plan most of our clients end up with.
| Single Trip | TierGold | Most chosenPlatinum |
|---|---|---|
| Pre-existing conditions | Not covered | Covered |
| Requires a primary U.S. health plan | No | Yes |
| Medical maximum options | $50,000 – $1,000,000 | $50,000 – $1,000,000 |
| Deductible options | $0, $100, $250, $500 | $0, $100, $250, $500 |
| Maximum trip length | 182 days | 182 days |
| Emergency medical evacuation | Up to $500,000 | Up to $500,000 |
| Accidental death & dismemberment | Up to $50,000 | Up to $50,000 |
| Unlimited telemedicine | Included | Included |
| Eligibility | U.S. residents, age 95 and younger | U.S. residents, age 95 and younger |
Not sure which one fits? That is exactly the call we are here for — and it costs you nothing to ask.
What you get
Access to an international provider network plus the Blue Cross Blue Shield network back home, with direct billing at participating hospitals.
At network providers the plan pays the hospital directly, so you are not putting a foreign medical bill on a credit card and waiting on reimbursement.
Talk to a doctor from your phone at no cost, in your own language, without hunting for a clinic in an unfamiliar city.
Emergency medical transportation up to $500,000 per trip period, coordinated for you rather than left to you to arrange.
Multilingual support that finds a vetted doctor, sets up the hospital stay, and coordinates care while you are in it.
Look up doctors, hospitals, and local equivalents for your prescriptions before you travel and while you are there.
Who buys this
Travel medical insurance is not just for backpackers. The people who need it most are usually the ones who assume they are already covered — retirees on Medicare, church mission teams, students heading abroad for a semester, and anyone managing a health condition who would rather not gamble on it staying quiet for two weeks.
Good to know
Generally no. Original Medicare pays for care outside the U.S. only in a few narrow situations, and most Medicare Advantage plans limit foreign coverage to emergencies, if they cover it at all. If you are on Medicare and leaving the country, a travel medical plan is usually the difference between a covered hospital stay and a bill you pay yourself. We are glad to look at your specific plan with you before you go.
No, and this is where most people get tripped up. Trip cancellation covers your money — the flights and hotels you lose if the trip falls apart. Travel medical insurance covers you — doctors, hospitals, prescriptions, and emergency evacuation while you are abroad. The travel protection bundled with a credit card is almost always the first kind, not the second.
Plans start from about $2 a day. Your actual price depends on the traveler's age, the length of the trip, the medical maximum you pick, and the deductible you choose. The quote tool prices it in under a minute with no account and no obligation — and you can compare Gold and Platinum side by side before you decide.
Usually yes. On single-trip plans, the Platinum tier covers pre-existing conditions as long as you have a primary U.S. health plan in place. Multi-trip plans cover pre-existing conditions on both tiers. Long-term plans for living abroad cover them too, with documentation of at least six months of prior coverage. If you are unsure where you land, that is a good reason to call us rather than guess.
You must buy before you depart — up to one day before travel. Once you have left the country you can no longer purchase a new plan, although single-trip coverage can be extended or re-enrolled while you are still overseas. If your trip is close, buy first and ask questions after; we can always adjust it.
The plans are Blue Cross Blue Shield Global Solutions products, the international travel brand formerly known as GeoBlue, underwritten by Worldwide Insurance Services, LLC. The Jordan Insurance Agency is an authorized agent, which means you get the same plans and the same prices as going direct, plus a local team you can actually reach.
No. You pay the same premium either way. Buying through our link simply attaches our agency to your policy, so if a claim gets complicated or you cannot get an answer, you have someone to call who already knows your file. There is no fee for our help.
Single-trip and multi-trip plans are available to U.S. residents age 95 and younger. Children under 6 must be enrolled with a parent. For long-term plans you must be at least 18 to purchase, though an adult can buy on behalf of someone younger.
Every plan includes 24/7/365 multilingual assistance that will locate a vetted doctor or hospital, arrange direct payment where possible, and coordinate an evacuation if one is needed. You also get unlimited telemedicine from your phone. And you can still call our office — we work for you, not the carrier.
No cost · No pressure
Price it yourself in about a minute, or let a licensed agent walk you through it. Either way you are talking to an independent agency that works for you — not for a carrier.
The Jordan Insurance Agency is an authorized agent for Blue Cross Blue Shield Global Solutions, the international travel medical insurance brand formerly known as GeoBlue. Plans are underwritten by Worldwide Insurance Services, LLC (Blue Cross Blue Shield Global Solutions Insurance Services in California and BCBS Global Solutions Insurance Services in New York). Blue Cross Blue Shield Global Solutions is a licensed trade name of the Blue Cross and Blue Shield Association.
This page is a plain-language summary for general information only. It is not a contract, and it does not modify or replace any policy. Benefits, limits, exclusions, waiting periods, and eligibility are governed entirely by the certificate of coverage and vary by plan, state, and traveler. Coverage must be purchased before you depart. Quoting and enrollment are completed on the Blue Cross Blue Shield Global Solutions website.
North Carolina Office
3540 Toringdon Way
Suite 200
Charlotte, NC 28277
Tennessee Office
159 4th Ave N
Suite 100
Nashville, TN 37219
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(704) 926-7565
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(980) 206-3356
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