High-net-worth households don't just own a home — they own the things a standard policy was never built to protect: a high-value or custom home, a luxury or collector car, jewelry and watches, fine art, a second home or a boat, and the liability that comes with all of it. The Jordan Insurance Agency is an independent agency in Charlotte, North Carolina (and the greater Nashville, TN area) that compares the specialty carriers who cover these households. Start with any question below.
Door 1 — High-Value Home
- What is high-value home insurance and how is it different?
- What counts as a high-value home?
- How much does high-value home insurance cost?
- Why a standard homeowners policy can fall short on a high-value home
- Guaranteed vs. extended replacement cost — what's the difference?
- Who are the best high-value home insurance companies?
- Chubb vs. PURE for a high-value home — how do they compare?
Door 2 — Luxury, Exotic & Collector Autos
- How does exotic car insurance work?
- How do I insure a high-value or high-performance car?
- What should I know about insuring a luxury car?
- How does collector and classic car insurance work with agreed value?
- Does a sports car cost more to insure, and how do I do it right?
Door 3 — Umbrella (the keystone)
- How much does umbrella insurance cost?
- Do I actually need umbrella insurance?
- How much umbrella coverage does a high-net-worth household need?
- How much umbrella insurance do I need?
- Is umbrella insurance worth it?
Door 4 — Jewelry, Rings, Watches & Valuables
- How do I insure an engagement ring?
- How do I insure my jewelry the right way?
- Does homeowners insurance cover jewelry?
- Does home insurance cover an engagement ring?
- What is a scheduled personal property floater?
- How do I insure a Rolex or luxury watch?
Door 5 — Second Homes, Boats & Toys
- How do I insure a second home?
- What's different about insuring a vacation home?
- How do I insure a boat or yacht?
