Your home is usually the largest thing you own, and the policy protecting it is full of coverages, limits, and exclusions most people never get explained. The Jordan Insurance Agency is an independent, licensed agency in Charlotte, North Carolina. We shop multiple carriers and explain your Home, Renters, Condo and Flood Insurance options in plain English - what is covered, what is not, and where the gaps are - with no pressure and at no cost to you. Start with the questions below.
Homeowners Insurance Basics
- What is homeowners insurance and how does it work?
- What does homeowners insurance cover (and not cover)?
- Dwelling, personal property, liability - what do they mean?
- How much homeowners insurance do I need?
- How does a homeowners deductible work (incl. wind/hail)?
- Replacement cost vs. actual cash value - what's the difference?
- What is personal liability coverage?
- What is loss of use coverage?
What's Covered and Claims
- Does homeowners insurance cover water damage?
- Does homeowners insurance cover roof damage?
- Does homeowners insurance cover flood damage?
- Does homeowners insurance cover mold?
- Does homeowners insurance cover foundation repair?
- What does flood insurance cover?
- How do I file a homeowners insurance claim?
Renters and Condo Insurance
- What is renters insurance and do I need it?
- What does renters insurance cover?
- Do I need renters insurance?
- Is renters insurance required in North Carolina?
- How much renters insurance do I need?
- How much does renters insurance cost?
- Does renters insurance cover theft?
- Does renters insurance cover water damage?
- What is condo (HO-6) insurance?
