Build your next travel nursing chapter with health coverage you understand and support you can count on. Our fixed benefit health plans combine no deductible or copays, nationwide PPO network savings, and benefits for covered doctor visits, hospital care, and more. The Jordan Insurance Agency helps you explore how those features fit your assignments, time at home, and family.

For 20 years, The Jordan Insurance Agency has helped people make confident insurance decisions. We bring that experience and personal attention to your doctors, prescriptions, budget, and the care that matters to you. This program is underwritten by an established national insurance carrier and offers access to a nationwide PPO network.

Our health plan guide for travel nurses brings the benefits and consultation process together for your situation.

Health benefits built around your next step

A rotating shift schedule calls for convenient access to care. General, non-emergency virtual visits are available 24/7 at no additional charge, so you can reach a doctor around your shifts. The nationwide PPO network gives us a starting point for checking providers near your permanent home and your next assignment. We help you compare an individually purchased policy with your agency benefits and plan the coverage dates around your travel schedule.

No deductible. No copays. Two ways to save.

You do not have to meet a plan deductible or pay a plan copay before a covered fixed benefit is payable. Your network discount lowers the eligible provider charge, and your scheduled benefit helps pay the remaining amount. You can see the benefit amounts before enrolling and choose the level that works for your needs and budget.

1. Use the nationwide network

Choose a participating doctor or hospital to access pre-negotiated rates. You can use other providers, but network discounts help your benefits go further. We’ll help you check your providers before you apply.

2. Apply your fixed benefit

For a covered service, the plan pays the amount listed in your benefit schedule to the provider or to you. The payment is based on your selected benefit level, not a percentage of the bill.

3. Put your benefits to work

Your network savings and scheduled payment work together to help cover the cost of care. If the benefit exceeds the eligible charge, the difference can be paid to you. Any charges above the benefit remain your responsibility.

See how the savings and benefits work together

For example, a $175 office visit could be reduced to $72 through a participating provider’s negotiated rate. With a $100 scheduled benefit, the visit is paid and the remaining $28 goes to you. For an X-ray example, a $238 negotiated charge with a $150 benefit leaves $88 to pay. These examples illustrate one benefit level; actual charges, discounts, and benefits vary.

At a participating provider, show your plan ID card. The provider files the claim and receives the applicable benefit payment to apply to your bill. When you use a non-network provider, you can submit the claim yourself. We can help you understand the process.

Benefits for everyday care and more

Available plan levels include scheduled benefits for the services below. During your consultation, we review the exact dollar amounts, visit limits, and state-specific terms alongside your quote.

  • Doctor and urgent care visits: Benefits for covered primary care, specialist, and urgent care appointments.
  • Wellness and screenings: Scheduled benefits for physical exams, certain health screenings, and eligible immunizations, with applicable age requirements and annual limits.
  • Hospital and surgical care: Benefits for covered hospital stays, emergency room care, eligible surgeries, and outpatient facilities.
  • Labs, imaging, and prescriptions: Benefits for covered laboratory tests, diagnostic imaging, and eligible generic or brand-name prescription fills, subject to the plan’s limits.
  • $0 general virtual doctor visits: Included access to unlimited general, non-emergency phone or video visits at no additional charge, 24/7. This is a separate service, not insurance; specialty virtual visits can cost extra.
  • Additional prescription savings: An included prescription discount program helps you compare pharmacy prices. It is separate from the policy’s prescription benefits and is not insurance.

What makes a health plan a good fit for a travel nurse?

A good fit begins with your actual travel pattern. A nurse returning to the same region has different provider needs from someone taking assignments across several states. Your expected time off, ongoing prescriptions, spouse or dependents, and preferred monthly budget also belong in the conversation.

Bring your agency’s benefit summary and any plan you already have. We help you review premiums, covered services, provider access, and the amounts you pay when receiving care. The goal is a coverage strategy you understand and can use wherever your schedule takes you, subject to the plan’s service area and terms.

Does agency health insurance continue between assignments?

It depends on the agency and its benefits rules. Ask your benefits team for the exact start date, end date, and conditions for keeping coverage during a break. For example, AMN Healthcare’s travel nursing FAQ says its travelers can maintain health benefits for up to 23 days between assignments. Your own arrangement may differ.

Confirm what happens if you extend an assignment, take a longer break, or accept work with another agency. Written dates help us review your options and coordinate the next step. Agency coverage can be a useful option; the important part is understanding the benefits you actually have.

What should I bring to a coverage consultation?

Bring your current insurance card and benefit summary, the agency’s written coverage dates, your next assignment location, medications, preferred providers, and the family members who need coverage. Include the monthly budget you want to maintain during working months and time off.

If you are considering Marketplace coverage, employer offers and household information affect the eligibility review. Travel pay can include several components, so coordinate income and tax questions with your tax professional. We focus the insurance discussion on the application requirements, available plans, and a workable transition date.

Should a travel nurse use agency coverage or an individual plan?

Agency benefits can provide a convenient starting point. An individually purchased policy gives you a separate coverage arrangement to review when you change agencies or take time between assignments. A spouse’s employer plan may also be available. We compare the actual coverage dates, provider access near home and on assignment, prescriptions and household cost so you can choose with confidence.

Your employment status matters. A W-2 travel nurse should bring the staffing agency’s benefits summary. A nurse working as an independent contractor can also use our 1099 contractor health insurance guide. If you are building your own nursing or consulting business, our health insurance guidance for entrepreneurs addresses that next stage.

When can you arrange coverage between assignments?

Start with written dates for the end of current benefits and the beginning of the next policy. Marketplace enrollment depends on Open Enrollment or an eligible Special Enrollment Period; losing qualifying job-based coverage can create an enrollment opportunity. Fixed benefit applications are available throughout the year, subject to underwriting, approval and state availability. We help coordinate the effective date around your assignment schedule.

For routine care away from home, check the specific network and participating providers in each destination. A national network is useful, and checking the actual doctor or hospital makes that access practical. Virtual visits can help with everyday non-emergency concerns while you are away.

How can travel nurses plan for affordable coverage?

Include both working periods and planned time off when reviewing your premium budget. Our affordable health insurance guide for self-employed workers is useful for nurses arranging their own benefits; our guide to choosing self-employed coverage helps compare value beyond the monthly price.

For eligible self-employed nurses, premium deductions may be part of the tax conversation. W-2 employment, independent-contractor income and travel reimbursements need individual review with your tax professional. Use our self-employed premium-deduction guide to prepare questions rather than assuming all travel nurses receive the same tax treatment. Explore our health insurance services for help coordinating your options.

A consultation centered on you

Your free consultation is a chance to learn, ask questions, and explore coverage that fits your life, with no obligation to enroll. We bring the available benefits, your expected care, and your monthly budget into one conversation.

  1. Tell us what matters. Share your budget, preferred doctors, prescriptions, and the services you expect to use. We start with your priorities.
  2. Review your options. See the premium and benefit schedule together. We check provider participation and explain how the network discounts and fixed payments work.
  3. Choose with support. If you decide to apply, we help with the next steps. Our agency remains a resource for questions about your coverage afterward.

Personalize your protection

You can also explore separate accident, critical illness, and dental and vision options. We explain how those additional benefits can complement your fixed benefit plan and what each option costs, so you can choose what matters most to you.

Fixed benefit insurance pays scheduled amounts for covered services and is not a substitute for comprehensive major medical coverage. Applications are available year-round, subject to health underwriting, acceptance, and state availability. Preexisting conditions generally have a 12-month benefit limitation, with terms varying by state. Routine pregnancy and childbirth are generally excluded, with complications subject to policy terms. We review your health history, ongoing treatment, prescriptions, and planned care so the benefits and applicable exclusions are clear before you decide.

Learn more in our No Deductible Health Plans overview, or call (704) 926-7565 to talk with The Jordan Insurance Agency. Let’s put your health insurance questions into a clear, personal plan.

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