No deductible · No copays · Nationwide network
You help people find a place to call home. Let us help you find an affordable way to help pay for health care. Explore fixed benefit plans with no deductible or copays, nationwide network savings, and personal guidance from The Jordan Insurance Agency.
A fresh look at your options
From morning showings to evening closings, your real estate business keeps you moving. When you pay for your own health coverage, it helps to have benefits you can understand and an agent who makes the next step simple. This program brings scheduled medical benefits and network savings together around your needs.
See how covered office visits, wellness services, prescriptions, and hospital care fit into your plan. We’ll walk through the benefit schedule and monthly premium with you, so you can plan for health expenses alongside your business budget.
Whether you’re newly licensed, building your book of business, or leading a real estate team, The Jordan Insurance Agency brings 20 years of personal guidance to your coverage conversation. We’ll help check your doctors, explain your benefits, and support you after enrollment.
How your benefits work
You don’t have to meet a plan deductible or pay a plan copay before a covered fixed benefit is payable. Your network discount lowers the eligible provider charge, and your scheduled benefit helps pay the remaining amount.
Choose a participating doctor or hospital to access pre-negotiated rates. You can use other providers, but network discounts help your benefits go further. We’ll help you check your providers before you apply.
For a covered service, the plan pays the amount listed in your benefit schedule to the provider or to you. The payment is based on your selected benefit level, not a percentage of the bill.
Your network savings and scheduled payment work together to help cover the cost of care. If the benefit exceeds the eligible charge, the difference can be paid to you. Any charges above the benefit remain your responsibility.
Access a nationwide network with 58% average savings on combined inpatient and outpatient services, based on the network’s 2023 pricing data. Negotiated rates help your fixed benefits go further. Your savings will vary by provider, service, and location.
For a covered office visit, a participating provider’s negotiated rate can lower the charge, and your scheduled benefit helps pay that amount. If the eligible benefit is more than the charge, the difference can be paid to you. A large bill can exceed the benefit and you owe the difference. We’ll walk through the payment schedule and examples with your personalized quote.
Show your plan ID card. Participating providers file the claim and receive the applicable benefit payment to apply to your bill. When you use a non-network provider, you can submit the claim yourself. We can help you understand the process.
Benefits for everyday care and more
Available options include scheduled benefits for the services below. We’ll review the exact dollar amounts, visit limits, and state-specific terms with your personalized quote.
Benefits for covered primary care, specialist, and urgent care visits. Different plan levels offer different payment amounts and annual visit limits.
Scheduled benefits for physical exams, certain health screenings, and eligible immunizations. Age requirements and annual limits apply.
Benefits for covered hospital stays, emergency room care, eligible surgeries, and outpatient facilities. Payment amounts depend on the service and plan level.
Benefits for covered laboratory tests, diagnostic imaging, and eligible generic or brand-name prescription fills, subject to the plan’s limits.
Included access to unlimited general, non-emergency phone or video visits at no additional charge, 24/7. It’s a convenient way to discuss everyday health concerns wherever your schedule takes you. Specialty virtual visits can cost extra.
An included prescription discount program can help you compare pharmacy prices, alongside the policy’s scheduled prescription benefits. The virtual-visit service and discount program are separate offerings. Neither is insurance.
Designed around real situations
Your work, your household, and your plans make your coverage needs personal. Here are some of the ways we can help you explore the program around your life.
Start with personal guidance on benefits, provider access, and a premium that works with your budget as you establish your business.
General virtual doctor visits offer a convenient way to discuss non-emergency concerns between appointments or from home.
Review your monthly premium and scheduled benefits together, giving you a clearer picture of how the plan helps with covered care.
We’ll help check your doctor’s network participation and show you how negotiated rates can work with your fixed benefits.
Explore available individual and family options with help reviewing the doctors, prescriptions, and everyday care important to you.
Get guidance for your own coverage and a helpful starting point for conversations with colleagues who also buy their own insurance.
Make a confident decision
Bring your questions. We’ll talk through your doctors, medications, budget, and the care that matters to you, then explain how the plan’s benefits can work in your situation.
We’ll review your health history, prescriptions, and planned care with you. This program is medically underwritten and has a preexisting-condition limitation commonly running 12 months. Routine pregnancy and childbirth are generally excluded, with only complications potentially covered under policy terms. Fixed benefit insurance is not a substitute for comprehensive coverage. Eligibility, benefits, and terms vary by policy and state; we’ll explain the details before you apply.
You can start with a personalized base-plan quote, then bring your questions to us. A consultation gives you a chance to put the premium and benefits together, check your doctors, and explore optional accident, critical illness, and dental and vision benefits around your needs.
Your next step
Your free consultation is a chance to learn, ask questions, and explore coverage that fits your life. We’ll explain the benefits, check your doctors, and discuss your options and costs together, with no obligation to enroll.
Share your budget, preferred doctors, prescriptions, and the services you expect to use. We’ll start with your priorities.
See the premium and benefit schedule together. We’ll check provider participation and explain how the network discounts and fixed payments work.
If you decide to apply, we’ll help with the next steps. Our agency remains a resource for questions about your coverage afterward.
Optional additional protection
Personalize your protection with separate accident, critical illness, and dental and vision options. We’ll show you how these additional benefits can complement your fixed benefit plan and what each option costs, so you can choose what matters most to you.
The Jordan Insurance Agency is licensed in the states below. Product availability and policy terms vary by state; ask us about yours.
North Carolina, Alabama, Arkansas, Arizona, California, Florida, Georgia, Indiana, Louisiana, Michigan, Missouri, Mississippi, New Jersey, New Mexico, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin and West Virginia.
Helpful resources
Common questions
Get familiar with the benefits, then let us help you explore the details for your own needs.
Realtors who buy their own coverage can explore this fixed benefit program through The Jordan Insurance Agency. It combines scheduled payments for covered medical services with access to nationwide network discounts. Your consultation brings the premium, benefit levels, and provider options together so you can decide how it fits your needs.
For a covered service, the plan pays the amount shown in your benefit schedule without first requiring a plan deductible or copay. Using a participating provider can also reduce the eligible charge through a negotiated rate. We’ll show you how those two features work together and explain any remaining amount you would pay.
No. The payment for a covered service comes from your selected benefit schedule, rather than your commission income. The plan does not use an income-based premium tax credit. We’ll explain the premium and scheduled benefits together so you can build them into your household budget.
Yes. The program includes unlimited general, non-emergency virtual visits at no additional charge, available around the clock by phone or video. That gives a busy agent a convenient way to discuss everyday health concerns. Specialty virtual care may cost extra; virtual care is a separate service, not insurance.
We’ll talk about your doctors, prescriptions, household needs, and budget, then review benefit levels and network access with you. You’ll see the premium and policy details before deciding. The consultation is free, with no obligation to enroll, and you’ll have an agency to turn to afterward.
Get answers from an agency that has been helping people for 20 years. We’ll explain your options, show you how the benefits work, and help you take the next step with confidence.
North Carolina Office
3540 Toringdon Way
Suite 200
Charlotte, NC 28277
Tennessee Office
159 4th Ave N
Suite 100
Nashville, TN 37219
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(704) 926-7565
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(980) 206-3356
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