Independent agency · Charlotte, NC
A home and auto insurance bundle may qualify for a multi-policy discount. Compare the combined premium with separate-policy quotes using the same limits, deductibles and endorsements. We show you both totals and the coverage differences so you can decide which fits.

Why bundle through an independent agent
A home and auto bundle may provide a multi-policy discount when the policies meet the insurer’s eligibility rules. The Jordan Insurance Agency quotes your bundle across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available too, and compares bundled and separate options. Compare the coverage and final combined premium rather than the advertised discount alone.
✕A single insurance company
A quote from one provider shows that provider’s available options. Compare it with other available insurers when the price or coverage no longer fits; a similar premium can come with different limits, deductibles or exclusions.
✓The Jordan Insurance Agency
We compare your coverage across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available too, and place it with whichever one actually fits — at no cost to you.
Who this page is for
You may be leaving a multi-policy discount on the table. We quote them together to find out.
Where to start →A rate increase is a good reason to re-bundle and re-shop the whole package across companies at once.
Where to start →A bundle may offer simpler billing and one agency contact. Confirm payment schedules, renewal dates and how each policy handles a loss before you decide.
Where to start →An umbrella has its own eligibility and underlying-liability requirements. We can compare it alongside home and auto; bundling alone does not establish umbrella eligibility.
Where to start →Not necessarily. Separate policies can cost less after discounts. Compare both totals and the coverage, rather than assuming the bundle is cheaper.
Where to start →That is the whole exercise: the lowest honest number across companies, bundled or not.
Where to start →The honest version
A home and auto insurance bundle in North Carolina combines eligible policies for a possible multi-policy discount; it does not guarantee the lowest combined price. Compare the annual home-plus-auto total with separate quotes using matching limits, deductibles and endorsements. Check home replacement-cost terms, wind or hail deductibles, auto liability limits and whether collision and comprehensive are included. A bundle does not by itself make the coverage or deductibles identical: one weather event can involve different claims, exclusions and deductibles. Ask how billing, renewal dates and any umbrella requirements work before switching, and confirm new effective dates before cancelling existing coverage.
Source: NAIC guidance on comparing coverage and possible bundle discounts.
The decisions, one at a time
What the discount is, when it wins, and when it does not.
Putting eligible home and auto policies with one insurer may qualify for a multi-policy discount. Eligibility and the amount depend on the insurer and your policies; compare the final combined premium rather than relying on the discount percentage.
The savings depend on your home, your vehicles and your record, so we quote your actual package rather than quoting an average. The quote is an estimate, not a firm price or contract. Confirm the insurer’s approval, final premium, outstanding requirements and effective dates before replacing existing coverage.
Bundling can provide one agency contact and may simplify billing. Home and auto can still have different renewal dates and separate claims and deductibles. If the same storm damages your car and roof, ask how each contract applies rather than assuming one claim or one deductible.
Decide whether the available billing and service arrangements are useful to you alongside the actual coverage and total premium.
Sometimes the best home company and the best auto company are different, and the gap between them is larger than the bundle discount. In that case, two separate policies cost less than one bundle.
This happens often enough that we never assume. We quote bundled and split every time and let the numbers decide.
A renewal increase is a reason to compare your bundle with other available options. Use matching coverage and review the renewal notice; quote comparisons show your alternatives but do not by themselves establish why a company changed its rate.
Sometimes we re-bundle you with a new company; sometimes we adjust and stay put. Either way you decide with the numbers in front of you.
An umbrella policy may pay covered liability above required underlying limits, subject to its own terms and exclusions. The umbrella insurer determines acceptable home and auto limits and other eligibility requirements; a bundle does not guarantee approval.
We can quote the umbrella alongside home and auto so you can review its actual premium, underlying-limit requirements and any retained amount together.
You give your details once. We quote the bundle across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available, and we also price the best home and best auto separately.
You get both totals side by side and a plain recommendation. We are paid a commission whichever way you go, so the advice follows the math.
Reviewed and approved by Billy Jordan, Jr., licensed agent and President of The Jordan Insurance Agency.
Why work with us
Call in and our intake specialist — trained on home and auto — answers right away and gets your quote started. There’s no callback queue to sit through before anyone looks at your situation.
We write Home, Auto and Umbrella coverage through Liberty Mutual, Travelers, National General and Chubb, plus Progressive and Geico. With that many companies to compare, your best fit isn’t decided before we even start.
If your current policy is priced fairly and protects you properly, we’ll say so. A second opinion that always ends in a sale isn’t really a second opinion.
You deal with the same agency when you file a claim, add a driver, or buy a home. Independent since 2006, with a 4.9-star rating across 171 Google reviews.
Charlotte service area
The Jordan Insurance Agency writes Home, Auto and Umbrella coverage across Charlotte and all of Mecklenburg County. Because rates and availability change from one address to the next, we quote you based on where you actually live — not on the city as a whole.
Three ways to do this
Call in and you’ll be connected with our intake specialist, who is trained on home and auto. In about fifteen minutes, they take down your home, your vehicles and drivers, your current coverage, and whether an umbrella policy makes sense.
Would you rather schedule it? Pick an open slot on our calendar — Monday through Friday, 9 to 5 — and our intake specialist will call you then. It’s the same person and the same conversation, just at a time that suits you.
Once we’ve quoted it across our companies, a licensed agent walks you through what each option covers and what we’d recommend in your position.
Our office is on Toringdon Way in South Charlotte. We work with Charlotte-area clients by phone, by video, and in person by appointment.
Real Charlotte clients
Verified Google reviews of The Jordan Insurance Agency. Individual experiences vary, and these are agency-wide rather than specific to Charlotte.
“Billy has been taking care of my family insurance for 3 years now. It is always painless, professional and makes my family feel cared for. Another agency was going to charge me HUNDREDS more. Grateful I trusted my instincts.”
“Mr. Jordan patiently walked me through the entire process. The option I chose will save me $200 per month in my premium and it is a better policy than I had previously. I highly recommend Billy Jordan.”
“Outstanding customer service with super fast response time. Billy has helped me with landlord, renters, auto, and health. When my health carrier pulled out, he notified me a month in advance and found me a new plan. Highly recommend.”
Go deeper
Plain-English home and auto explainers from The Jordan Insurance Agency, reviewed by Billy Jordan, Jr. — no fluff, no sign-up wall.
Good to know
Not necessarily. An eligible bundle may receive a multi-policy discount, but separate policies can still have a lower combined premium. Compare matching limits, deductibles and endorsements, then review the final home-plus-auto total and any coverage differences.
We quote home and auto bundles across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available as additional markets. Because we are independent, we compare the bundle across all of them rather than pushing one company.
There is no guaranteed saving. The available discount and combined premium depend on the insurer, your home, vehicles, drivers and selected coverage. Compare your actual bundled quote with equivalent separate-policy quotes.
Yes. When the company with the best home price is not the company with the best auto price, and the gap is larger than the bundle discount, two separate policies can cost less. That happens often enough that we quote both ways every time.
Eligible renters and auto policies may qualify for a multi-policy discount. An umbrella is a separate contract with required underlying liability limits and other eligibility rules. Review availability and terms for each policy before choosing the package.
Call us or book a time online. An intake specialist takes your home and auto details, we quote the bundle across our companies both bundled and split, and a licensed agent walks you through the totals. No cost, no obligation.
A renewal increase is a reason to compare available options with equivalent coverage. Review the notice and quotes together; quotes alone do not establish why a rate changed. Confirm new effective dates and any lost discounts before replacing a policy.
Free · No pressure
Call now, or pick a time and we’ll call you. We price the bundle and the split across several companies and show you both totals — at no cost, no pressure.
North Carolina Office
3540 Toringdon Way
Suite 200
Charlotte, NC 28277
Tennessee Office
159 4th Ave N
Suite 100
Nashville, TN 37219
(704) 926-7565
(980) 206-3356
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