Independent agency · Charlotte, NC
Bundling your home and auto usually saves money and simplifies claims — usually. We quote it bundled and unbundled across several companies and show you both totals, so you buy the bundle because it actually wins, not because someone told you it would.

Why bundle through an independent agent
A home and auto bundle puts both policies with one company for a multi-policy discount. The Jordan Insurance Agency quotes your bundle across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available too, and we always price it two ways: bundled with one company, and split between the best home company and the best auto company. Then we show you both totals. Bundling wins most of the time, and when it does not, you will see that in black and white.
✕A single insurance company
A captive agent or a direct site can only offer their own company’s policies. If the price jumps or the fit is wrong, that is your problem to untangle, one company at a time.
✓The Jordan Insurance Agency
We compare your coverage across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available too, and place it with whichever one actually fits — at no cost to you.
Who this page is for
You may be leaving a multi-policy discount on the table. We quote them together to find out.
Where to start →A rate increase is a good reason to re-bundle and re-shop the whole package across companies at once.
Where to start →Bundling simplifies billing and makes a claim that touches both home and auto easier to handle.
Where to start →Bundling home and auto is usually the foundation an umbrella sits on. We quote all three together.
Where to start →Usually true, not always. For some households splitting wins. We check rather than assume.
Where to start →That is the whole exercise: the lowest honest number across companies, bundled or not.
Where to start →The honest version
Most households save by bundling home and auto: the multi-policy discount is real, billing is simpler, and a claim that involves both is easier to coordinate. But it is not a law of nature. For some households the company with the best home price is not the company with the best auto price, and splitting them beats the bundle even after the discount. The only way to know which camp you are in is to quote it both ways across several companies — which is exactly what we do, at no cost. And with home and auto rates both climbing across North Carolina in recent years, re-quoting the whole package is worth doing rather than assuming last year’s bundle is still your best deal.
The decisions, one at a time
What the discount is, when it wins, and when it does not.
Putting home and auto with one company earns a multi-policy discount that varies by company and situation but is often meaningful. It is one of the most reliable discounts in personal insurance.
The savings depend on your home, your vehicles and your record, so we quote your actual package rather than quoting an average. You see a real number, not a marketing estimate.
A bundle means one company, one renewal cycle to track, and one place to call. When a storm damages your car and your roof in the same event, having both with one company can make the claim simpler.
For a lot of households, the simplicity is worth as much as the discount.
Sometimes the best home company and the best auto company are different, and the gap between them is larger than the bundle discount. In that case, two separate policies cost less than one bundle.
This happens often enough that we never assume. We quote bundled and split every time and let the numbers decide.
A renewal increase is the moment to re-shop the whole package. We compare your bundle across several companies at once and tell you whether the increase is the market or just your current company.
Sometimes we re-bundle you with a new company; sometimes we adjust and stay put. Either way you decide with the numbers in front of you.
An umbrella policy sits above your home and auto liability for claims larger than those policies handle, and it usually requires the underlying limits to be set high enough to support it — which a bundle makes straightforward.
We quote the umbrella alongside the bundle so you see the full picture and its cost, which is usually lower than people expect.
You give your details once. We quote the bundle across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available, and we also price the best home and best auto separately.
You get both totals side by side and a plain recommendation. We are paid a commission whichever way you go, so the advice follows the math.
Reviewed and approved by Billy Jordan, Jr., licensed agent and President of The Jordan Insurance Agency.
Why work with us
Call in and our intake specialist — trained on home and auto — answers right away and gets your quote started. There’s no callback queue to sit through before anyone looks at your situation.
We write Home, Auto and Umbrella coverage through Liberty Mutual, Travelers, National General and Chubb, plus Progressive and Geico. With that many companies to compare, your best fit isn’t decided before we even start.
If your current policy is priced fairly and protects you properly, we’ll say so. A second opinion that always ends in a sale isn’t really a second opinion.
You deal with the same agency when you file a claim, add a driver, or buy a home. Independent since 2006, with a 4.9-star rating across 169 Google reviews.
Charlotte service area
The Jordan Insurance Agency writes Home, Auto and Umbrella coverage across Charlotte and all of Mecklenburg County. Because rates and availability change from one address to the next, we quote you based on where you actually live — not on the city as a whole.
Three ways to do this
Call in and you’ll be connected with our intake specialist, who is trained on home and auto. In about fifteen minutes, they take down your home, your vehicles and drivers, your current coverage, and whether an umbrella policy makes sense.
Would you rather schedule it? Pick an open slot on our calendar — Monday through Friday, 9 to 5 — and our intake specialist will call you then. It’s the same person and the same conversation, just at a time that suits you.
Once we’ve quoted it across our companies, a licensed agent walks you through what each option covers and what we’d recommend in your position.
Our office is on Toringdon Way in South Charlotte. We work with Charlotte-area clients by phone, by video, and in person by appointment.
Real Charlotte clients
Verified Google reviews of The Jordan Insurance Agency. Individual experiences vary, and these are agency-wide rather than specific to Charlotte.
“Billy has been taking care of my family insurance for 3 years now. It is always painless, professional and makes my family feel cared for. Another agency was going to charge me HUNDREDS more. Grateful I trusted my instincts.”
“Mr. Jordan patiently walked me through the entire process. The option I chose will save me $200 per month in my premium and it is a better policy than I had previously. I highly recommend Billy Jordan.”
“Outstanding customer service with super fast response time. Billy has helped me with landlord, renters, auto, and health. When my health carrier pulled out, he notified me a month in advance and found me a new plan. Highly recommend.”
Go deeper
Plain-English home and auto explainers from The Jordan Insurance Agency, reviewed by Billy Jordan, Jr. — no fluff, no sign-up wall.
Good to know
Usually, yes — the multi-policy discount is real and reliable. But not always: for some households the best home company and the best auto company are different, and splitting them beats the bundle even after the discount. We quote it both ways and show you both totals so you can see which applies to you.
We quote home and auto bundles across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available as additional markets. Because we are independent, we compare the bundle across all of them rather than pushing one company.
It varies by company, your home, your vehicles and your record, so we quote your actual package rather than an average. The discount is often meaningful, and we show you the real bundled total next to the split total so the saving is a number, not a promise.
Yes. When the company with the best home price is not the company with the best auto price, and the gap is larger than the bundle discount, two separate policies can cost less. That happens often enough that we quote both ways every time.
Yes. Renters can bundle with auto, and an umbrella sits above your home and auto liability. We quote these alongside the core bundle so you see the full package and its cost in one place.
Call us or book a time online. An intake specialist takes your home and auto details, we quote the bundle across our companies both bundled and split, and a licensed agent walks you through the totals. No cost, no obligation.
It is a good reason to look. We re-shop the whole package across several companies and tell you whether the increase reflects the market or just your current company. Sometimes we re-bundle you elsewhere; sometimes we adjust and stay put.
Free · No pressure
Call now, or pick a time and we’ll call you. We price the bundle and the split across several companies and show you both totals — at no cost, no pressure.
North Carolina Office
3540 Toringdon Way
Suite 200
Charlotte, NC 28277
Tennessee Office
159 4th Ave N
Suite 100
Nashville, TN 37219
(704) 926-7565
(980) 206-3356
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