Independent agency · Charlotte, NC
One conversation instead of six. We take your details once, request comparable home and auto quotes from represented companies, and explain differences in limits, deductibles, policy terms and total cost.

Why compare through an agent
Use comparable limits and deductibles as a starting point, then compare covered property, drivers, exclusions, endorsements and settlement terms. Matching the numbers does not make two policies identical. The Jordan Insurance Agency quotes your home and auto across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available, using comparable requested limits and deductibles, while explaining material differences in the policies offered. You give your information once and we do the shopping.
✕One insurer or affiliated group
A captive agent generally represents a specific insurer or affiliated group. Ask which companies and products the office or site can actually offer, and compare their policy terms with other available options.
✓The Jordan Insurance Agency
We compare your coverage across Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available too, and place it with whichever one actually fits — at no cost to you.
Who this page is for
The best time to compare is when your price jumps. We re-shop the whole thing across companies at once.
Where to start →If you have been with the same company for years, you may not know where your price actually stands.
Where to start →One conversation with us replaces filling out the same form on six different websites.
Where to start →We compare them bundled and separate, and show you both totals.
Where to start →We request comparable limits and deductibles, then flag material differences in coverage and policy terms.
Where to start →The lowest number at the coverage you actually need — that is the whole exercise.
Where to start →The catch nobody mentions
To compare quotes in NC for home and auto insurance, give each company the same household, property, vehicle and driver information. Request the same coverage limits and deductibles, then compare the policy term, total premium, fees, payment terms, exclusions, endorsements and claim-settlement basis. Matching limits does not make policies identical. Ask the agent to explain each material difference before choosing; the lowest quoted price may not meet the same coverage needs.
The decisions, one at a time
Bring your current declarations pages and renewal offer. Compare home and auto bundled with one insurer against separate policies, using the same requested effective dates. Review the written coverage differences and combined cost, not just a discount percentage.
Instead of filling the same form on six sites, you talk to an intake specialist once — the house, the vehicles, the drivers, your current coverage. That is about fifteen minutes.
We take it from there and request quotes from the companies we represent, then bring back the options side by side.
We set the same limits and deductibles as requested where available. If a company cannot offer the same option, identify that difference rather than treating the quotes as identical.
Compare price alongside the remaining differences in protection, conditions and insurer requirements.
A renewal increase is a reason to compare, alongside changes in your household, property, drivers or coverage needs. We re-shop your home and auto across several companies at once and show how the current offers available to our agency compare; those quotes do not establish what every insurer in the market is charging.
Sometimes we move you; sometimes we adjust and stay put. You decide with the numbers in front of you.
We quote home and auto bundled with one company and split between the best home and best auto company, then show you both totals. Bundling may or may not produce the lower total cost for your household.
You see which is cheaper for your situation rather than being told which should be.
A licensed agent walks you through what each quote actually covers, where they differ, and what we would do in your position. No jargon, no pressure.
A quote is an estimate, not a firm price or insurance contract. Confirm the insurer’s approval, final premium, outstanding requirements and effective date before relying on coverage. See NCDOI’s explanation of quoted premiums.
We do not charge for this quote comparison. The insurer pays our agency when a policy is placed. Review the actual quote and applicable fees rather than assuming all purchase channels offer identical premiums or terms.
Use the comparison to review available coverage, price and material policy differences. Ask how the agency is compensated and why the proposed option fits your needs.
Reviewed and approved by Billy Jordan, Jr., licensed agent and President of The Jordan Insurance Agency.
Why work with us
Call in and our intake specialist — trained on home and auto — answers right away and gets your quote started. There’s no callback queue to sit through before anyone looks at your situation.
We write Home, Auto and Umbrella coverage through Liberty Mutual, Travelers, National General and Chubb, plus Progressive and Geico. With that many companies to compare, your best fit isn’t decided before we even start.
If your current policy is priced fairly and protects you properly, we’ll say so. A second opinion that always ends in a sale isn’t really a second opinion.
You deal with the same agency when you file a claim, add a driver, or buy a home. Independent since 2006, with a 4.9-star rating across 171 Google reviews.
Charlotte service area
The Jordan Insurance Agency writes Home, Auto and Umbrella coverage across Charlotte and all of Mecklenburg County. Because rates and availability change from one address to the next, we quote you based on where you actually live — not on the city as a whole.
Three ways to do this
Call in and you’ll be connected with our intake specialist, who is trained on home and auto. In about fifteen minutes, they take down your home, your vehicles and drivers, your current coverage, and whether an umbrella policy makes sense.
Would you rather schedule it? Pick an open slot on our calendar — Monday through Friday, 9 to 5 — and our intake specialist will call you then. It’s the same person and the same conversation, just at a time that suits you.
Once we’ve quoted it across our companies, a licensed agent walks you through what each option covers and what we’d recommend in your position.
Our office is on Toringdon Way in South Charlotte. We work with Charlotte-area clients by phone, by video, and in person by appointment.
Real Charlotte clients
Verified Google reviews of The Jordan Insurance Agency. Individual experiences vary, and these are agency-wide rather than specific to Charlotte.
“Billy has been taking care of my family insurance for 3 years now. It is always painless, professional and makes my family feel cared for. Another agency was going to charge me HUNDREDS more. Grateful I trusted my instincts.”
“Mr. Jordan patiently walked me through the entire process. The option I chose will save me $200 per month in my premium and it is a better policy than I had previously. I highly recommend Billy Jordan.”
“Outstanding customer service with super fast response time. Billy has helped me with landlord, renters, auto, and health. When my health carrier pulled out, he notified me a month in advance and found me a new plan. Highly recommend.”
Go deeper
Plain-English home and auto explainers from The Jordan Insurance Agency, reviewed by Billy Jordan, Jr. — no fluff, no sign-up wall.
Good to know
Use the same household information, requested limits and deductibles, then compare exclusions, endorsements, insured people and property, settlement terms and total cost. We request quotes from represented companies and explain material differences; matching limits alone does not establish identical protection.
For home and auto in North Carolina we compare Liberty Mutual, Travelers, National General and Chubb, with Progressive and Geico available as additional markets. Because we are independent, we compare across all of them rather than pushing one.
We do not charge for this comparison; the insurer pays our agency when a policy is placed. Compare the actual policy, premium and applicable fees rather than assuming every purchase channel offers identical terms.
Quotes can differ because of coverage, rating, eligibility, discounts or application details. Check limits, deductibles, exclusions and endorsements, and ask the insurer or agent to explain the price difference. A lower number alone does not establish weaker or equivalent protection.
Yes — that is the best time. We re-shop your home and auto across several companies at once and show how the current offers available through our agency compare; this is not a survey of every insurer in the market. Sometimes we move you, sometimes we adjust and stay put.
Call us or book a time online. An intake specialist takes your details and requested limits and deductibles. A licensed agent reviews available quotes and material coverage differences; not every insurer offers the same terms. Confirm final requirements and the effective date before relying on coverage. No cost for this comparison, no obligation.
There is no single quote count that establishes the best fit or lowest market price. Compare available offers using the same requested limits and deductibles, then review coverage differences and total cost. Our comparison is limited to the insurers and products we represent; availability and terms depend on your application.
Free · No pressure
Call now, or pick a time and we’ll call you. Review available home and auto quotes, requested limits and deductibles, total cost and material policy differences — at no cost for our comparison, no pressure.
North Carolina Office
3540 Toringdon Way
Suite 200
Charlotte, NC 28277
Tennessee Office
159 4th Ave N
Suite 100
Nashville, TN 37219
(704) 926-7565
(980) 206-3356
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