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North Carolina Medicare plans 2027: CMS data and the plans we represent

Here is what Medicare Advantage and Part D look like across North Carolina for 2027, according to the Centers for Medicare & Medicaid Services (CMS), and which plans The Jordan Insurance Agency can help you enroll in.

Medicare disclaimer · North Carolina

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 91 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

North Carolina at a glance, 2027

163
Medicare Advantage plans offered in North Carolina
16
organizations offering Medicare Advantage
11
stand-alone Part D drug plans
8 / 91
organizations / products The Jordan Insurance Agency represents
CMS figure for North Carolina, 2027
Value
Medicare Advantage plans, including 57 Special Needs Plans
163
Standard Medicare Advantage plans with drug coverage and a $0 plan premium
72 of 93
Average Medicare Advantage premium
$6.19 a month (down from $12.49 in 2026)
Stand-alone Part D plans / organizations
11 / 6
People with Medicare in North Carolina
2,322,851
Counties
100

Sources: CMS CY 2027 Medicare Advantage and Prescription Drug Plan Landscape file (CY2027_Landscape_202610, data last updated October 18, 2026) for plan counts; CMS 2027 Medicare Advantage and Part D Landscape State-by-State Fact Sheets (September 28, 2026) for average premium and enrollment. Plans are counted by contract and plan ID. Agency figures reflect our carrier appointments as of October 31, 2026. With a $0 plan premium you still pay your Medicare Part B premium.

Your county decides your choices

Medicare Advantage plans are approved county by county, so no one in North Carolina can choose from all 163 plans. According to CMS, the count runs from 20 plans in Carteret County to 97 in Forsyth and Guilford counties. We start every review with your ZIP code, your doctors and your prescriptions.

Find your local Medicare page

What "organizations" and "products" mean

Organization: a company that holds a Medicare Advantage or Part D contract with CMS. One insurance brand can hold more than one contract, so the count can differ from the number of brand names you recognize.

Product: a Medicare Advantage or Part D plan we can enroll you in. Each plan option counts separately.

TPMO: a third-party marketing organization. CMS uses this term for agencies, agents and brokers that sell Medicare plans for insurance companies. The Jordan Insurance Agency is a TPMO.

Every option, not just ours

To compare every plan in your ZIP code, use the Medicare.gov Plan Finder or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week. Free, unbiased counseling is also available from North Carolina's Seniors' Health Insurance Information Program (SHIIP).

Common questions

How many Medicare Advantage plans are available in North Carolina for 2027?

CMS lists 163 Medicare Advantage plans from 16 organizations across North Carolina for 2027, including 57 Special Needs Plans. How many you can choose from depends on your county: from 20 in Carteret County to 97 in Forsyth and Guilford counties.

How many stand-alone Part D drug plans are in North Carolina for 2027?

CMS lists 11 stand-alone Part D prescription drug plans from 6 organizations in North Carolina for 2027.

Are there $0 premium Medicare Advantage plans in North Carolina?

Yes. According to CMS, 72 of 93 standard Medicare Advantage plans with drug coverage in North Carolina have a $0 plan premium for 2027. You still pay your Medicare Part B premium.

What is the average Medicare Advantage premium in North Carolina for 2027?

CMS reports an average Medicare Advantage premium of $6.19 a month in North Carolina for 2027, down from $12.49 in 2026.

Does The Jordan Insurance Agency offer every Medicare plan in North Carolina?

No. The Jordan Insurance Agency currently represents 8 organizations which offer 91 products in North Carolina. To see every plan, use Medicare.gov or call 1-800-MEDICARE.

Does it cost more to enroll through The Jordan Insurance Agency?

No. Your plan premium is the same whether you enroll through us, through the insurance company or on Medicare.gov. The insurance company pays us, not you.

When can I enroll or switch for 2027?

The Annual Enrollment Period runs October 15 to December 7, 2026, for coverage starting January 1, 2027. If you are in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, lets you switch once to another Medicare Advantage plan or return to Original Medicare.

Compare the plans we represent near you

Call our Charlotte office at (704) 926-7565 or pick your town above.

The Jordan Insurance Agency is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program. See our licensing and credentials. Last updated: October 31, 2026.